Amanda N. Spybey, CRMS®
Owner/President

Rates as of: July 24, 2008



Program Rate APR
30 Year Fixed 6.25 6.441
3 Year Hybrid ARM 5.875 6.068
5 Year Hybrid ARM 6.125 6.321
15 Year Fixed 5.875 6.068
VA 6.50 6.698
3% Down 6.50 6.701
No Origination Fee Loan -30 yr fixed 6.50 6.701
 

*Rates subject to change without notice. Rates quoted have 0 discount points, max. 95% LTV purchase,720 score, primary residence SFR, min. loan amt. of $125,000, max. loan amt. of $417,000.
*Subject to credit approval.

Call us for additional rates and programs!

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Bill Hart
Mortgage Loan Officer

Let our proven team of industry leaders connect you with the mortgage you need. Whether you want to Purchase, Refinance, Consolidate bills or Cash-out some equity, you deserve the best program and lowest rate available, and that's what we offer you!

Specializing in:
Single Family Residences
Condos (High & Low Rise)
2nd Homes & Investment properties.

56.32% of our customers in 2002,
74.10% of our customers in 2003, &
83.79% of our customers in 2004 were personally referred to us.

Winner- 2002 Client of the Year (SCORE)
3 Time Nominee & 1 Time Finalist for:
Small Business of the Year
Eastern Shore Chamber of Commerce.

Our accomplishments prove our committment to our clients.

Each individual client is important to us! You'll be assigned your own Personal Mortgage Loan Officer who will walk you through the entire process, from application to closing. You will receive your Loan Officer's personal email address for any and all questions, as well as our toll free # to call us at any time.

We pride ourselves on providing personalized customer service to each and every borrower we meet!

Gulf Coast Mortgage Company has been proud to serve clients throughout
The Beautiful State of Alabama since 1999 (Alabama Lending License #MC20621).


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