Programs at Gulf Coast Mortgage Company, Inc.

$0 Down Purchases! - Seller can pay 3% toward borrower's closing costs!
3% Down Purchases! - Seller can pay 3% toward borrower's closing costs!
$0 down & 5% Down Purchases- Owner Occupied, 2nd Homes, Condos - Low, low rates, extremely fast closings!!!
Gift funds allowed for down payment!
Teacher/Firefighter- $0 down programs!
First Time Homebuyer Programs - Our Specialty!
90% LTV Low-Doc - For borrowers who don't want or cannot prove employment, income AND assets!.
90% LTV Stated Income - For self-employed & commissioned borrowers.
VA loans

Debt Consolidation/Cash-Out/Home Improvement
Closing Costs - Usually 100% of the closing costs are already included in your new loan (unless, or course, you would prefer to pay them at closing).
Low Rates & Fast Closings!
Cash-Out Refinance - Get CA$H for any reason - vacation, tuition, buy a new boat, pay off debts, whatever,...! Up to 90% LTV!
Debt Consolidation - pay off those high interest credit cards and loans by consolidating them all into one, low interest mortgage loan! And, the interest is usually tax deductible! Up to 90% LTV!
Rate/Term refinances- Lower your current interest rate and/or the term of your current mortgage! Terms available: 30 yrs, 25 yrs, 20 yrs, 15 yrs and 10 years
Construction/Perm Loans
Home Improvement Loans
Problem credit programs! Problem credit- no problem! Let us see what we can do for you
VA IRRL (Interest Rate Reduction Loan)